Title Insurance

What is Title Insurance?

Title insurance helps protect real estate owners from any liens, encumbrances or defects in the title of the property. It basically protects you from anything that happened before the property was purchased.

Homebuyers & Sellers

Why Get Title Insurance?

Title insurance protects you from any losses that happen after a real estate purchase. Title companies work to find and correct any issues in the title of the property before the property is sold.

THE CLOSING PROCESS

Commercial Agents & Brokers

How We Make Your Largest Transactions a Breeze

We make your largest commercial real estate transactions simple and quick while still providing you with the one-on-one service that you need.

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Residential Agents & Brokers

Prosperus: Your Best Friend for Real Estate Transactions

We provide personalized, one-on-one service that makes closing on your client’s real estate transaction quick and easy.

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Lenders

Feel Confident with Every Closing

We have the attention to detail that you need for all of your mortgage and home equity originations to make sure that all of your mortgage loans are accurate.

PREMIUM RATE CALCULATORTHE CLOSING PROCESS

Land/property Investors

Keeping Transactions Moving

We work diligently to keep all of the parties involved on track so that we can get your transaction closed quickly and clear up any title issues early. We check if any precontract information is needed to get the property under contract and research the property for restrictions, easements, mineral rights and other items.

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Attorneys

The Experience You Need

With more than 100 years of combined industry experience, we know how to make transactions as seamless as possible by answering your objection letters and providing quick responses from our underwriters.

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FAQ: Lenders

Yes, the loan policy protects the lender and covers up to the principal amount on the loan.

It is effective until the owner repays the loan.

When the new loan pays off the existing loan, the old loan policy expires. You can possibly receive a premium discount on a new policy if you refinance within seven years.

The title agent will need to know the names of the borrowers, the address, and/or legal description and whether it is a purchase, refinance or home equity loan. It is also good practice to supply the last four digits of the borrower’s social security number and date of birth.

The Closing Process

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Net Sheet Calculator

Save, send and edit different transactions — everything you need in one calculator.

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Our Secure System

We can provide you with the documents that you need — quickly and securely!

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The Prosperus Web App

You’re busy. We get that! Get the Prosperus web app and take some of our services with you everywhere you go.

  • Create your own account
  • Save net sheets and send them directly to your sellers or buyers
  • Keep everything in the palm of your hand

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Premium Rate Calculator

Calculate the cost of your policy by typing in the policy amount — it’s that easy! Our premium rate calculator does the work for you.

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What to Expect on Closing Day

We want you to have the best experience while you’re closing on an exciting new chapter of life! Here’s what you need to know so you’re prepared.

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Contact Prosperus

Address

1300 Airway Blvd.
Suite 108
El Paso, Texas 79925

Phone

Office - 915.288.2468

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